If you’ve just started to consider private health care cover, it might seem confusing. It goes by many different names – private health insurance, private medical insurance, PMI, comprehensive health insurance, private healthcare, private health cover and health insurance are just some examples.

Private health insurance, put simply, offers you quick access to eligible health treatment, from seeing a specialist for diagnosis to having a comfortable stay while you’re in hospital.

One of the benefits of private health insurance is once you have a GP referral you can choose who to see and where to go, from a list of approved specialists and hospitals, making sure you get the treatment you need, when and where you want it. Whether that’s close to family or near work, you have the flexibility to manage your health around your timetable.